Increased household insurance, often referred to as home content insurance, features noticeably broader defense in comparison to the typical HDB hearth insurance policy. Whilst fireplace coverage only addresses the structural integrity in the flat, enhanced plans increase coverage to the home's contents and renovations. This features particular belongings like furniture, electronics, and appliances, and inside improvements like built-in cupboards, flooring, and Fake ceilings. Important great things about these options incorporate all-threat protection for perils like hearth, theft, and burst pipes, individual legal responsibility defense towards accidental harm to 3rd parties, and payment for substitute accommodation costs if the house turns into uninhabitable. Insurance rates are typically affordable, with once-a-year fees starting from as low as $fifty to some hundred dollars, depending upon the sum insured check here and the dimensions of the residence. Well known insurers in Singapore featuring these strategies consist of NTUC Money, FWD, and Etiqa.